Maximizing the Value of your Insurance Policy through Discounts

Discounts are a great way to add value to your insurance policy. It is important to work with an agent who understands your unique needs. Below are some common types of discounts that may be available to you.

One of the best ways to save on your insurance are customer loyalty discounts. Insurance carriers typically provide discounts for bundling multiple lines of business like your home and auto.

Demographics can play a part in your available insurance discounts such as good student, homeowner, mature driver, or affinity programs. Some carriers offer discounts for occupations such as teachers, doctors, government workers, healthcare professional and more.

Your driving history can play a part in your available discounts. Some carrier reward safe driving, accident free records, and low milage driving. Some carriers also offer usage-based driving discounts through apps and devices that track your driving habits.

Taking driver training course like defensive driving or driver training may be recognized by carriers as another way to maximize value.

Equipment related discounts include features like anti-lock brakes, anti-theft, hybrid or electric vehicles, new car, or other safety restraint features.

Payment type can provide discounts when you enroll in autopay, pay in full, or go paperless with your billing.

For more information on any of these discounts, please contact your insurance agent.